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The Debt-Free Graduate: How to Survive College or University Without Going Broke

Average rating: 4/5

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The Debt-Free Graduate: How to Survive College or University Without Going Broke

by Murray Baker

Harper Collins Canada | February 1, 1999 | Trade Paperback

An update of the guide no student can afford to be without

Since The Debt-Free Graduate was published in 1996, 10,000 copies have been sold -- and tuition fees have more than doubled in some provinces. Bankruptcies among new graduates escalate at an alarming rate. And the media is sitting up and taking notice -- chronicling the lives of a generation that could be trapped for life by debt racked up in the pursuit of an education.

More than ever, students need financial advice on how to avoid terminal indebtedness. The Debt-Free Graduate (Revised Edition) delivers that -- and more. In the same witty, accessible and down-to-earth style that made the first edition so successful, Murray Baker gives updated information and timely advice on the latest tax, RRSP and loan rules, including:
-- How to navigate changing provincial and federal loan and bursary programs
-- How the new RRSP rules affect students
-- Where to find online information on scholarships, loans, housing and jobs
-- New ways to save on travel
-- Making the most of ever-changing student health care plans
-- Tackling the realities of debt repayment, loan consolidation and interest relief
-- The real costs of declaring personal bankruptcy

Readers will find a wealth of advice on turning student status into a financial advantage.

"Absolutely loaded with practical tips on financing your education and living simpy and cheaply". -- The Toronto Star

"All students and their pare

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Reviews

    • Was this review
      helpful to you?
    Brady

    Rating: 5/5

    Get them thinking ahead!

    Brady

    6 years ago

    This book really helped me graduate debt free. It may or may not provide all the answers or explain rising tuition costs...but what the hec' can anybody explain them. I used this book to heighten my awareness about student lending prior to attending University. Thankfully, I'm employed in financial services now and referring clients to read this book! The key is to heighten the awareness prior to the student attending College or University, so they can take their best shot at graduating debt free. Best twenty dollars borrowed!

    • Was this review
      helpful to you?

    It's so nice to read something related to finances that is of Canadian content (eh?), especially one that's fun & easy to comprehend. Murray has done a great job in guiding the reader with simple steps to take with financial planning and offers volumes of ideas with regards to cost containment in the 'here & now'.

    I often purchase this book as a gift for family +/or friends as they venture off to university; however, this book proves to be a resource guide (and essential tool) for ALL ages/life stages to enjoy. It would be nice to see as part of any school's course curriculum "Money Smarts: The Philosophy According to Murray Baker".

    • Was this review
      helpful to you?

    A must for every student. I was notoriously bad at managing my personal finances when a concerned friend gave me a copy of "The Debt Free Graduate". It is impossible to go through this book and not find practical, easy to understand advice and tips that you can actually use. By re-evaluating my finances and using this book as a guideline, I turned myself around and haven’t looked back. In fact, several years later the only debt I owe right now is the one of gratitude to my friend for giving me the book. On many occasions I have given a copy of this book to other people, hoping that they too will find it as beneficial as I did.

Details

From Our Editors

Get back on the road to financial success with this timely and informative guide. Murray Baker delivers updates on the latest tax, RRSP and loan rules, including tips on how to navigate changing provincial and federal loan and bursary programs, new ways to save on travel, making the most of ever-changing student health care and plans and much more. This revised edition of The Debt-Free Graduate offers practical guidance and more in a witty, accessible and down-to-earth style.

From the Publisher

An update of the guide no student can afford to be without

Since The Debt-Free Graduate was published in 1996, 10,000 copies have been sold -- and tuition fees have more than doubled in some provinces. Bankruptcies among new graduates escalate at an alarming rate. And the media is sitting up and taking notice -- chronicling the lives of a generation that could be trapped for life by debt racked up in the pursuit of an education.

More than ever, students need financial advice on how to avoid terminal indebtedness. The Debt-Free Graduate (Revised Edition) delivers that -- and more. In the same witty, accessible and down-to-earth style that made the first edition so successful, Murray Baker gives updated information and timely advice on the latest tax, RRSP and loan rules, including:
-- How to navigate changing provincial and federal loan and bursary programs
-- How the new RRSP rules affect students
-- Where to find online information on scholarships, loans, housing and jobs
-- New ways to save on travel
-- Making the most of ever-changing student health care plans
-- Tackling the realities of debt repayment, loan consolidation and interest relief
-- The real costs of declaring personal bankruptcy

Readers will find a wealth of advice on turning student status into a financial advantage.

"Absolutely loaded with practical tips on financing your education and living simpy and cheaply". -- The Toronto Star

"All students and their pare

Edition Details

Revised

Trade Paperback

288 Pages

February 1, 1999

Harper Collins Canada

English

Canadian Author


0006385176
9780006385172

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