I knew Jon took time off his beloved bridge game to write this novel but I never expected that as his teacher I would be the student, not only learning so much about investments but what a great story teller. This book is for EVERYONE with a goal for Findeendance Day as it weaves in so much information with 3 dimesional characters who struggle, love, fight, resolve and celebrate. It is a PERFECT holiday gift for we baby boomers and for younger ones who need to think more about their future financial security and independence. BRAVO Jon!