Personal finance experts Eric Tyson and Tony Martin combine their time-tested financial advice with updated strategies to give you everything you need to protect your financial future. Inside, you''ll get concrete, action-oriented guidance for tracking expenditures, reducing spending, getting out of debt, investing wisely, trimming your taxes, and financially surviving life''s unexpected twists and turns.

• Assessing your financial fitness and setting goals - improve your financial literacy, measure your financial health, find out where your money goes, and set your monetary goals

• Saving more, spending less - get practical advice on how to deal with debt, reduce your spending, and tame those daunting taxes

• Building wealth with wise investing - learn important investment concepts and discover how you can boost your personal wealth with real estate, mutual funds, and everything in between

• Protecting what you''ve got - find out how to get insurance coverage for all of your assets at the best price

• Exploring where to go for more help - get helpful guidance on working with financial planners, on using your personalcomputer to manage your money, and on seeking(and avoiding) media outlets for the latest in financial news

"The best single book on personal financial management I''ve ever read."
-Jay Bryan, The Gazette (Montreal)

"One of the most comprehensive and readable guides available on the subject."
-Calgary Herald

Open the book and find:

• Information on understanding and improving your credit score

• Tips on how to budget, trim expenses, and save money

• The best ways to get out - and stay out - of debt

• Advice on how to plan for the future

• Strategies for investing in RRSPs, RESPs, and TFSAs

• Whether renting or owning your home is right for you

• Tactics to thwart identity theft and fraud

Learn to:

• Get out of debt

• Save more and spend less

• Cut your tax bill

• Make smart investments in any economic environment

Tony Martin is a best-selling personal finance author, speaker, and trainer, and is a columnist for The Globe and Mail.