Debt Free Forever: Take Control Of Your Money And Your Life by Gail Vaz-OxladeDebt Free Forever: Take Control Of Your Money And Your Life by Gail Vaz-Oxlade

Debt Free Forever: Take Control Of Your Money And Your Life

byGail Vaz-Oxlade

Paperback | December 7, 2009

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Gail Vaz-Oxlade’s brand of money management isn’t full of tricks. There’s no hidden agenda. There’s no mystery. As Gail says, “Money isn’t rocket science -- it’s discipline.” Gail has made it her life’s mission to make money management something everyone can do. And she won’t take no for an answer. Hers is a style that’s unique, with a voice that is demanding, and an approach that is holistic.

Debt-Free Forever will help readers take responsibility for, and control of, their money. Gail’s rules are simple: you can’t spend money you don’t have, you must save something, and if you’re in debt, you must get the albatross off your back. But Gail knows following the rules can be tough. That’s why Debt-Free Forever gives you a road map to getting out of the red in 36 months or less. By following Vaz-Oxlade’s detailed plans and drawing on her unflagging faith in people’s ability to take control, readers will reach the right destination: a debt-free life.

Don’t buy this book if you’re a wuss. Don’t buy this book if you’re a whiner. Don’t buy this book if you hate the idea of doing whatever it takes—no matter how hard—to get out of the mess you made. This book will make you squirm. This book may make you cry. This book is the way to move from the crappy place you are now to a wonderful life where you are in control. —From Debt-Free Forever

GAIL VAZ-OXLADE is the #1 bestselling author ofDebt-Free ForeverandNever Too Late. She is currently doling out her no-nonsense approach to finance as host of the television showsPrincessandTil Debt Do Us Part, and is a columnist forChatelaineand Visit her online
Title:Debt Free Forever: Take Control Of Your Money And Your LifeFormat:PaperbackDimensions:304 pages, 8.5 × 5.5 × 0.92 inPublished:December 7, 2009Publisher:HarperCollins Publishers LtdLanguage:English

The following ISBNs are associated with this title:

ISBN - 10:1554685907

ISBN - 13:9781554685905

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Rated 5 out of 5 by from Great book Fantastic book for people who are struggling with debt and not sure how to tackle it. Straight forward and comprehensive. This book is a great motivator to get you started on your way to becoming debt free.
Date published: 2011-10-30
Rated 5 out of 5 by from Life Saver!! This book is amazing! Easy to read and understand. She doesn't hold back, and you must work hard and do all the "assignments" if you are serious about getting out of debt.
Date published: 2011-04-17
Rated 5 out of 5 by from Awesome This book is the most amazing book I have ever read!!! It is very easy to understand and totally honest. Gail certainly puts it to the point. I recommend this book to anyone and everyone who has any trouble getting your life in check. It just could be the best Christmas gift ever!!!!
Date published: 2010-11-25
Rated 5 out of 5 by from Fantastic! Even though I don't carry any debt, this book still had plenty of information that was valuable to me. One area that it made the most positive impact: My partner and I would still have disagreements on how things should be spent. Following the budget structure outlined in the book took any of that arguing away. How to distribute different forms of savings was also immensely helpful. I now know exactly how to set goals, and save for them. It helped give me a much more organized approach. I still read all the chapters concerning paying off debt, for me it was a big cautionary tale of why it is so important to save for things and stay in the black. It has a wealth of information on how to avoid the pitfalls, and plan for stuff that will go wrong. The writing is also lighthearted and funny. You can hear the authors voice in your head as you read it! (You'll know what I mean if you also watch the show "Till Debt") I loved this book so much I also bought a copy for my brother who will be living on his own soon. I think it's a fantastic gift for those just starting out.
Date published: 2010-11-16
Rated 5 out of 5 by from Eye Opening I decided to read this book because I love her show Til Debt Do Us Part. Though I do not read books usually. I could not put this one down and was done in a week including the figures. (For me thats amazing) There is alot of math but I love it just use excel it will make your life easier. Gail explains everything in full (That's what I call dumbing it down) .And I realized how much I am really paying twords my debt because the rest was going to interest. She suggests getting out of debt in 3 years and well if you have the $$$ go for it you will pay less in interest. But reality tell me that's not possible. I was able to customize my plan to be debt free in 5. Now that might seem to be a long time but if all I paid was the minimum payments it would have taken 11 years. The end of the book was a little bit boring and some things did not pertain to me but she tries to use humour and doesn't sugar coat anything which made it fun to read. I would reccomend this book to anyone who has debt or who has a shopping habit like I do. Put down the shirt, shoes or whatever your vice is and pick up this book it will change your life.
Date published: 2010-09-28
Rated 3 out of 5 by from It was ok...... At first I really didn't enjoy this book. I don't carry much debt but I love reading financial books (there is always something more to be learned) but if I did carry debt I don't know how helpful this book would really be. I did go back through six months of spending and yes I found it interesting to see where my money was going (coffee and books really do add up!) but maybe I am just spoiled and can't wrap my head around the extremes she is suggesting you go to, to be debt free in three years. Life isn't that simple. I did find the end of the book to be very inspirational but it was also a little bit contradictory. At one point she says she doesn't have the best credit score because she pays off everything on her card every month but then in the next part she says the best way to get a great credit score is to use your card and pay it off right away when the bill comes in and it isn't such a great idea to fixate on your credit score because you are supposed to live on your own money not burrowed money. So why is she suggesting everywhere else to maintain a very good credit score?! It was just ok for me.
Date published: 2010-04-27
Rated 4 out of 5 by from Basic, useful, practical advice As usual, Ms. Vaz-Oxlade doesn't hold any punches and is willing to provide the reader with the strong, blunt message that staying in debt is stupid and counter-productive. As with her TV show, she makes herself very clear that it's imperative for each individual to control the money rather than allowing the money to control the individual. For those who aren't able to understand the need to say "NO!" to credit, Ms. Vaz-Oxlade's book lays out a useful and straightforward path toward accomplishing the goal of getting out of debt and staying that way.
Date published: 2010-02-17
Rated 4 out of 5 by from I love Gail! This is a great book. It really sounds like it's in Gail's 'voice' and I liked reading it. I also got The Til Debt Do Us Part Life Planner based on Gail's show. It's like a daybook that has lots of good tips on staying debt free and best of all because its a daybook -- I open it every day. Thanks Gail, you've really helped me and my husband!
Date published: 2010-02-11
Rated 5 out of 5 by from Best Money Book I've ever read!!! Most books about money are completely dry and boring but not this. If you've seen til debt do us part you won't be dissappointed by this book. The same great advice in the same no-nonsense and easy to understand way. Totally worth every cent!!
Date published: 2010-02-01
Rated 5 out of 5 by from Gail's awesome My husband and I watch her all the time. Because of Gail, we are now credit card debt free. The show started a dialogue between us and we've been working together on our finances ever since. The jars are a great idea just to see where all your money is going and how much you are actually wanting to spend on things.
Date published: 2010-01-27
Rated 5 out of 5 by from Fantastic Financial Advice This is not the first book I've read designed for the lay-person, however it is the first one that is geared towards debt-repayment vs. saving for retirement and becoming a 'Millionaire' (not to say retirement savings and savings in general are not covered in detail in Gail’s book.) Gail’s book gives full spectrum financial planning advice. But what makes this book stand out is that Gail takes it further and deals with confronting the emotions that make us spend beyond our means. Gail forces the reader to account for their mistakes, learn from them, and choose (or choose not to) move on and become more financially responsible. I’m an accountant and I would recommend this book to anyone who asked me for advice on getting a hold on their personal finances. Gail’s advice to set goals with milestones along the way is easy to follow and I’m currently working towards being student debt free in 5 years, and it feels great!
Date published: 2010-01-20
Rated 4 out of 5 by from Perfect I have always loved Gail's no-nonsense way of dealing with money, on her tv show, so I was very excited to find out that she wrote a book. Debt-Free Forever is simply perfect! Gail's view and attitude about finances has translated perfectly into this book. There is a ton of valuable information, including the "jar" process that I absolute love. She basically covers off every possible issue connected to money. I like her view of asking ourselves whether what we want to purchase is a "need" or a "want". I tried this a couple of times and it turns out that most of the stuf I am considering buying are more of "wants" than "needs" and I kind of felt disappointed in this. This is the perfect book for any layperson who is truly ready to change their ways and get out and stay out of debt.
Date published: 2010-01-16
Rated 5 out of 5 by from Exactly what we needed!!! Gail's new book is exactly the wake up call my fiance and I needed! Her no-nonsense attitude leave no room for pity. This books easy to read style helps you figure out how far into debt you are, then walks you through the process of digging your way out. While reading this great book I laughed and cried and felt inspired!! I definitely recommend this fantastic book to anyone who is serious about getting out of debt now, and staying out forever!
Date published: 2010-01-15
Rated 5 out of 5 by from Fantastic This is no quick fix but a gut wrenching, soul searching, fix it forever method! I am positive that when the process is over, we will be debt free and will remain debt free! I recommend this book if you are serious about getting a grip on your spending and your debt!
Date published: 2010-01-06