Live it Up without Outliving Your Money!: Getting the Most From Your Investments in Retirement by Paul MerrimanLive it Up without Outliving Your Money!: Getting the Most From Your Investments in Retirement by Paul Merriman

Live it Up without Outliving Your Money!: Getting the Most From Your Investments in Retirement

byPaul Merriman

Hardcover | June 30, 2008

Pricing and Purchase Info

$26.99

Earn 135 plum® points

Ships within 1-3 weeks

Ships free on orders over $25

Not available in stores

about

Completely expanded and updated, Live it Up Without Outliving Your Money! Second Edition is the financial roadmap that people are looking for. Based on the author's experience in the financial services sector since the mid-1960s, including more than 30 years as an investment advisor and money manager, this plain-talking book gives readers simple strategies to add between $1,000 and $10,000 to their monthly income in retirement, and without taking any of the dumb risks of the past.

This reliable resource motivates readers to take the first steps to change their financial situation; presents multiple strategies for withdrawing money during retirement; and exposes the marketing tricks perpetrated by financial institutions. This book also includes added focus on newer issues such as ETFs, REITs, estate planning, IRA withdrawals, and updated allocation strategies.

Live it Up Without Outliving Your Money! :

• Allows readers to tailor a financial plan for retirement that takes into account the amount of risk they’re willing to tolerate

• Provides multiple strategies for withdrawing money once in retirement while also building an estate for children and other survivors

• Exposes the marketing tricks and emotional ploys perpetrated by financial institutions and the personal finance media that keep investors from making the best decisions – and provide real-world examples of these deceptions

• Motivates readers to take the first steps to change their financial situation, which is the most difficult part of the strategy

• Includes a dozen worksheets to help readers grapple with retirement planning

Paul Merriman is founder of Merriman Berkman Next, which manages more than $1.5 billion for more than 2,500 households throughout the United States. Merriman hosts Sound Investing, a weekly radio show that is archived online at www.SoundInvesting.com and was recently namedBest Financial Podcast by Money magazine.Merriman is also publis...
The Theatre of Sean O'Casey
The Theatre of Sean O'Casey

by Paul Murphy

$25.59$31.96

Available for download

Not available in stores

Shop this author
Title:Live it Up without Outliving Your Money!: Getting the Most From Your Investments in RetirementFormat:HardcoverDimensions:224 pages, 9.32 × 6.32 × 0.92 inPublished:June 30, 2008Publisher:WileyLanguage:English

The following ISBNs are associated with this title:

ISBN - 10:0470226501

ISBN - 13:9780470226506

Look for similar items by category:

Customer Reviews of Live it Up without Outliving Your Money!: Getting the Most From Your Investments in Retirement

Reviews

Read from the Book

%PDF-1.3 % 1 0 obj > endobj 2 0 obj > endobj 3 0 obj > endobj 4 0 obj > endobj 5 0 obj > endobj 6 0 obj > endobj 7 0 obj > endobj 8 0 obj > endobj 9 0 obj > endobj 10 0 obj > endobj 11 0 obj > endobj 12 0 obj > endobj 13 0 obj > endobj 14 0 obj > stream HW?&$.''( `xy?f6^?.{ q?oxA?yg7gy?, ;6]?A(ÜoBqm^=xd[>?(?wWW=XWU{a$ke?p;* P( h?G, @Q"?/putbOtQ;:rljO?=M$;us ?{;qum`u7V?5VXuvU1*hj}8a[u?t8i{3@Xh7+j B/#ydj02Vj?x"FV_W6 v?+ `p+k aft{by/|:` wT+EG)VkD? 2%82 ?/]Uln]LZv?BHK03R?Rd,aAUYY(~ ?p+JItVQR(u'',u>1bRO3m3c+QS@nQQEK-[??)O, iEq&8 R,23;Rmcif\k.p*Tt`R^qagy6#$v.N%7]w_''$s^j]r@t_Fvuc}KU\T)#WB?IHXfnt 54YtWS&n[=(CWnWUf;u]!?}YQI?z MUZj8zWT"R??CeJp?`VQz*{.MzD5Wtg Ai35E?Yim+g:9 ]?{?p ,c"3ac.3j*Kk =p1?.h2X(N? R1å7@E>(ov%WK? zlqj)M?q@??U ''"!Lki\7?ThzS?[?eY7Z/IO4-?c@:p:mWx '' 8]E:}Jr1# (cnLJ?(MO6?,UkL2c%+?,]iy?&]? 3 tNznQZ*N\Rf_/.w>#LuY:INX}nR= BlK^ endstream endobj 15 0 obj > /ProcSet [ /PDF /Text ] /ExtGState > >> endobj 16 0 obj > endobj 17 0 obj > stream HWnB1} 3 {} 8Ø)R!)?>wEoI"gkp{c[}V )v\/y(HY%bwXUQyy-6[, FA~nu?f?{{o?`v6?q3/+HYJ+v/{E?4gU(E4V ''"- CU2 Una>m$i/I;[T_^~l-; ?hVmoEy5 4~?Y?5{1!9d''La}l?]H)d~gdA >|yKGzIg[ *NN=+ ui9`\ .SaL?4 [5m >mrIIcIy $|y89:?qz! xf9|N S ?Z?= ;I&_]??u%L9m|k1C(7 #=NdHy C{q.+FBIj6IZ w +J8!(sJ4 LG3? {?"^>C`a>p_5S?t(W=4$')Q?m ;l*Yÿt]{mlN%a8nyZ$hrt$¹ p|5^ f/.2Nwx_H(#`N*''7 x_Hhr0nM~oq3ZhL2W b~^#T+$31y8` Ls/~Tl #\TPh \z?!U,HTi 9b ,@th)s? ?%rtHS :''{o: eR  QI i?O>zmjo>) wcLL3 ?:*+v `;=.v^vR > /ProcSet [ /PDF /Text ] /ExtGState > >> endobj 19 0 obj > endobj 20 0 obj > endobj 21 0 obj > stream HW?6.&/Quy A$@{1yPt[iI36=ER&o"4MUuN]MW .2?e>C,?^"\a"y}S>.ESOk?A3?~}7UX6l4^?QVaPh X?d, ESgQd*!U?e9t\E$ _# z?.30onY''o 2nXUV]yPmv#%?j?\Qh#FU?zMya{(1?\db"2~g)g:*%}#dU?e]fn4 b~w\FruqFi6pDCFD&ZM@.[?Q7`{~$ M.DbCRW`3 e^c}E7{EZ''n"6? XbHGs@ ?L=BFym=t{B""@XsÛ''t`"X?^!>:nwMC~V !3"z6LBt6;OQWS?j$d|ih@?U*?mqS. \RFB S#{0cFN[ m[=6[*2 ]=_$=N+ ''$Q{ wJN)?JZkl/KZ@ B=6 l3dSUl???j,z? S^`qaAT?QS HT^ajfd vwC_P\Mx cC(` ?4+v-Fa\&+7!d\V7R,?a& o)4}@+wG3cBpP (17m~a5%o1h0IqRBG2n|dHQnaLAC?9U0?_D,{a:[uv?jb B?Zq?~i2ite#5Q nfM;Hl4b"4 ?A( X$I,mNJX 2"22 xdQH](Dnj9$:}2?''o0 ?XQH/L4")E"+tBL5???%>}9u(??Y> %Ngz@u, .w"gg?;c''7 $&#N?o?6! :c*M 59b#"&B?!r''y9iXMVviL4$*YJNA=?3 c99epG3\? > /ProcSet [ /PDF /Text ] /ExtGState > >> endobj 23 0 obj > endobj 24 0 obj > stream HW??~BKUDQ5h)."\m++K$1fHy%A4=|3?@)W//^*-/W+??J& :nKW??]{?7v?++>G8m~AJ6d4 ?{\Kk BIV?g?+#Y`*cs ?V?~2]2u?fKO&2??U??s[6m_E?e} ,=?$K j4bea{hN?Z# 5eU )l.#} P`.I%)e]ZRH?ZS"O%AKRi-3L%??&?D?Z?ApKdXW"+|PF5={.sGvj?QcV S @i9}n@zZF? Gi@iL*A^e>f}[?{?&fZTo][? MUwD %:zO2S? gD xhM}p?qL]gYm?FL #!L; W_FoQFH3` ? mY1 ^T.c/iA bB]Z dOO3? wTu?9\5$Vq,ç~ ZA[? 49kKq?Xnz/QFT3c/N?Lg''V=M!rq;CJAu"sfuS"Q_ ?,ck ug''?:LlE\c:DHZpzCKOS>rƒP"/.n4/?svwT4NSNe?5>Ne/gN9wM]?1Lj,Cm?*ue?,G?M8hl;j#4TtG"]kfoi?vtIOO@m^|y/~?=g ?o!? 4H (q ULI(N+s*L?| 4Êwa?%yxC8 ^X$l3R?OvLD%!~ÄV s@?.Z 9Npev&tM?L?ZY]''?f "iv%L3"/1WnqD3?[d3?D$\`vk=A@FFhh 1~0L:d?QhUbGg±\FH$v0huA,EdPh-/?yes7?7I(gb bP"Z+2t+ , 9a=?bPLsi9)9(hV Rg[52J,%5E@P x]IF|VS]??!~.AI6wCMncd L1NÉ-??8O^xF+Ru-+"|&??oj??7b_i > endobj 26 0 obj > stream HW?@#.kXÛX%E$PhInNUwSf=CvWW:u?R?Cn"DB?U"E ].?PA./?TiG?2 ~K%C;PWOU$[fV;m1pj8Ca'' H4. O,`''f}Ob7N -6i ?A_ .6Waf~WS E3?n^xPFG>1?Q"hQ )?IsW@_FC?b_TMOgG )a''X_+? T S F]? oC*S&1x''$xt{?dj0*;gSfd!1Y(?:v;x| vcz7X (hg?bx*I^$Y$ ?"&F5H%?f M+ I#?6o_(11+ZN!Bÿ2R B). c+Ge?Y`UaT4 T+(gE?eO_?x03qE\g^,6!O! ]il}oo5a2RkSBg#oe_U? :[HqbKR^p8FaSpCVqhb0,$*"G#!Gb SdGo4f@L+6?so %q? f_;]2:9oH?C5yf.3F tQE1: 0Y,c&}?S8?tXm?oe?/?[U+PqG?hM|Fd+{M?g:pM019O;%r;LqdGMGiT Ih?R?q-áb7K Cc9$??CgL8J i>i^Sg~ 0Y endstream endobj 27 0 obj > /ProcSet [ /PDF /Text ] /ExtGState > >> endobj 28 0 obj > endobj 29 0 obj > stream HW?FB &?xvqg`aEFPnXwT_(J_^d?:Umf9%g-7bUGel,4qvI ^?Y7MSFzgBN9kK@ H$yME?;6P?]o?aH^?kuG1.*.O]Fem(\^-r} U::(gwp?X?"}3x:?~ $?fp:CY"?e".(?hccM_ ?Z[V?Q^db|g|}m'' .pi?tm~ ?^:?-W}]0f+;1 J6''henUO^>v 4?NW6%&5O[5 NCL''vXQ?.*?%"Y,uE6kiN@CE14H?5Wx)mF?I3+xz?W?-?|o*?Dz] /~?1e])5|pe*Cp=]r|&?S$V 7o9ti?DYfX&V{!VZLF}7i00?]?nCkmR0b{y$#?6JW;= _M x^''et?''+B''+C? r PE\EGEZT1+z%o?,")yB+ oQfrGtm-xYs;sN>?J|$"re*MVs@Ax[ou W?[2-M{:$0''q5r3e {''cxY\^L6(*XIh''Pq19 OCY^sqA!"A>Ui/1^(4(C=9S?SX AEN*bz:''%Yvr*G Vfw?$kt0:?h:3?*mw !s =:rY_=_$? Ga0?rq_Ÿ 0GOdI-u@f?H2Ev:B(h$U~36DAT %V?P''|2;7RwUmt3|VL0?)W&r+aJdn" gzf*o4C?uNBz?#Li`J%[$H:";U>@l>Ql??E_e3M[jq?>? uU?oz~vlkv^v( "-W!ta_@ endstream endobj 30 0 obj > endobj 31 0 obj > stream HW?ySC?''b"UTjI,~FR'')? ??.x^Cz]=3?U ?H Wp_e}+~"T+]UbD'' ''?U?4>q?*$3v2Jo]dI& 5!0r/ Wvf#f1Jmc 3?q?Pd&7*/G?F"68 ?)nZ(V5#CaL `:7 3;(5GILGG.{Suv?\jLd?K7;};n%?Y?i?s3QND?hN-*`?q `n?kG 2}J:L$yt3*,^B. 6eUcM,?9 ?Ga}\Tr7c!p%~''>hW;X??*[u7H0#-bq3i8w; _z~8 Eix3q?9a!îSi d6(WU(xSeO !AH2>{Y!SJjC[4I''FOv5J :}]gS B,jZ2c/@ THlYf.""8??h`?''V#c`=Z1aIMsTb%, RU 3eu? 4v|Wo{=?ZHiI*4U=>Qo$1I 1!* ?;; ]:Q`qaU:-- ZOn?_#z?m~I\d$''fO\6=j>O((ZGH@I!O9e8X^pY1Vs(EP9 T8 c,?T2nEn FsN?A,7~zC(thGS/dH endstream endobj 32 0 obj > endobj 33 0 obj > stream HW?¦ # /bL`>p?/ II;Tu7E]U]SU/b?Xx-U&|DXI/T,?/P|W~&.kJW x?y#Co8f_G S8 ZORpx?.Dy''cm9X$V?uTW yAOAR(Qwg=^ByW1c !_GQT0i$*''3p"gm+Twhj"+;>@B?Kn5?22, p-IU+r=Y/6,?M8aB=S}rPc?nJT`UwDx9 fNQ*Z*Z%APbZhCkr>e ?}Ql42#|JDN0w=[$_[.5v?5Ad MN)lA ANLjbP?-G U^ Ym%4´_;T ze]li|=OmP?ML4 &F ?7 qBj.hH? K &r7ACd?]k=Fbn,?Q i*a|c2^. t?JsE=Aº# RXcPR^cwSdA;|4@(#S],?:i xj%&?M` o=''myE-m??1~j???`+,4Zp] /p?fQkggt~_35 $g?u 34(K+)^?+???`U:?/d9D>?!"k nVO#x"b&[X(> ?{c3InU5A`{M7~mµD ?&?f/KaA''zffkK^n@7%L|;j;}]EY 0!c{~5;r6?lbb{a&wKR%3LJ+z> ''}-`V?F?'' sH_z.*  x .k-DB?pUdbq.vb?h! ]id}nY?0 s¤!tWhbr5{Fs0.h$RB;?z''MfrU>rZ>n/k/ F?\PlMNf$q''+?I? > endobj 35 0 obj > stream HW??BQM$D??[MRk8$C /34.hIfom?/x>fnnz3vU" V]_ ium0w&g;?D ?{*2Ky%zE?AHH#?V& @lx$2I f?ez($Z[D#N a&tqRt_?")9&;OQw-L::h?^Y]''Og?a>NE(+,!$t?W:{;]%IG]!88gV{o6!MC?.9icE$ZlF2p9:2,#)Dex\p0X?ptO]C|M 6|QS;"Z/ 0''.0>hNET*u}0G)+(iO4?3rwfFrc?AI@No9t| > endobj 37 0 obj > stream HW?BG;hkD5oY` H}e?QjyTŽ i&iX9U|9nxA )6E.|"EJ/Dl. _)~.6XPf-q\-SmV/+Ij/u?5y^Tglib_6??!%[2(r64?c?*^Y;jKUwb? PTC?1qj xALRrjRR???9'?QgUwqnnF?O9J>O&^P?T5uWA {q ?.?ze& )(Ppr(E#Y/#V 4rDpwUwH''sUM_wUD%-?le$[AhD-3#[5TPC?iP+L ?6 ?;CPF(Re:A GETm?C0Rv6xi L|uq?]j?2/dl_2TW5''2_{a:&V1Z>L 6+ ns ''CW''ADvx9 ?acJ)pWxndZ?olM7_Dhk,º^:JKVe G8G?2E1[PU endstream endobj 38 0 obj > endobj 39 0 obj > endobj 40 0 obj > endobj 41 0 obj > stream HW~Bjr#SK, %?2J|H ew%?\?]>H.AwOuCf}g*g!Y2 cvUoW Ü.k" q [+v`8Má=?y`2Hp}?Q?7?_8y?J"J2 _Êv?_;G{b\`kCZ:; -{CA${6{;H`zy:qn}?Y[ E bs;cE]?bGs:QG=SAl2\?}gFNOLFH5KC(\nV?Z7M?|jA:?=?qFdE#?Q$G((I4?sSurn2 ]qn]O?e`>;?C3''nt?A1t?Eawf8 Q @SmtBlA7gj?Siw4WTQZIH__N FgY$|D9 v }v`9? Q`jOYtQ[B O&z?|?~>rIg?fYR\''K?e4 hYkYKt(\O4maBa ] m?]){tD!uLk*]),FzkA}??$dP~F Q>A~U2\3 8!pHl7k5ZT @Ji*O_DAl`IdVaDi o j#f7=bx??Zu?f+!1W[Lr! 1I),vFL*YZZ~C,_gr*y a''E\H?+rr>5_NmH6F >??}??%>}1udI q ]>* htk: X& pK\''W M?yFH$F5v0''IIxd%Cs''leK~muhKZ[r{59CY:2?G$/g''y p?-Kb#%F'''^C`?d8z-fk>_i2p?bc&?W?){_ofnC(r?J vm?^:"_!tSU3NJ3kOJ x  endstream endobj 42 0 obj > endobj 43 0 obj > stream H\U{PSg!/0 18M{o ,"tE( -2]B??f.N"m+SPTVGqvv;vV==t''c''s)s?2?%(?$l?Nf$?''~^8hnP4Yg-,?YfH?,`]quUb%?]X(Tk^JahhR$7"Kfn?DvkTb7g[Wm%%jsImPZnubb_E8 y{po\ 9 pQsI^\&`8wNNZQv?++w(?~1_7wWMTU;''Y;+=6{ Ox5{06ul?k2455W}w"o[|@v?(yq51?HZhX` mJhp&1F \ &>"cAjqR ~0_Ss%:1/4-0*`-%C a-01r4t`9M0`?/ n8+ I%?TC;7  U1qIYS/F|>> n`0iBnu= t(vZ~OqHf?p}~AtsX">EU-)Y(TokPS rVA :D ,# D$Bm>-r?{Gs?6Y W.hDef5*mz5r$iAP?vmknokYy~ ^@G?S_.dZU/?%I.@`/$#/~B?>|?S 8'';F`hC}q?Z-,;stxA]t "} Z!uE3 + 7>ee]/?rs!3 vIm @"B?O^(Bux0`5Nt4"|>T@ p^e PY1y &tA2TFA|]Mrm9ke{!YFG?C0írm- Dul!*phVnq_*Wq@j9GyD?LtA;\#Ky^?[eaSa:1~,?yXT-@(~w0~p\P4U|L +/E?@x_l}SsuSjY?!}TUv34d3GdnjUl&p3 BR N[=A_Vw]O?C%] MFBu1|)) @[s?z0sNs?a(n?RXf? }?" Os?pN~o-uB~K4?6h(?N"$Rh js]?|''!"*  EC)?2?*>(+R|fqj?s:wc~9;L?q?;G5h?K&l;uzv ~ZsN?20\=-h F @ c0?`Qbtwja?l01 m45t#|` ot)4=oy!''oH? W8?¢,1%}_6mXuD %"|S f?e0$V.UB%^W`??pt[]?C$? * :I:#nwWeCVtY"a:" pH^579/cLtoIB a ZY:,R7U|l[1z>???X9U?-Ka5"h_VYa@\1ukBs \_X\8 yi GLTP''HWI\Z>}n \U]''8:u\wH{LTc4W/_M.K/Z)R0;Qm= ŒjKHHmj?V}_RVx FZ S 2)R\G@t}D77i1=OkmeD#e? A0?9PK/pX*J]*Va''5~86?Z$9oX2tEc5z?ng?/?gW =.+XhIj?g]jdB5^e0D3aR"Sk":?9cKu>nÜ}yMx -u`4  7"R5~W`?jS]H9Ld0[j|3''WvJ7''J ?^w__S endstream endobj 44 0 obj > endobj 45 0 obj > stream HkPW?g{FAhHt7kt|5@ D334 (0k1&bXHHl IVY 6`VW9~.$>+WX9g?Bc?5z?A8wp:i''>kwxTLIp5DHJ3]y?u>8NLfiM%?z=q"oDbt^T$^g5Qq?4?[)5f?5|oo&1My1F;6o2a+1p?a U"7L*''Y-IJe.2''sQD0)hc?]\?? !)S:=O/?T0+k^JOi[Ngf''6>+|o?n.~$~3J^-_D2X+ I Ptv8q t{ ? l"N"8"TE Z&ooL?A_c?)uHL?x6?>uj?D?nMb9U-?\gd iYjKo[Y?`3bUi=C ??=?0?xr9Us?YcL'J?YJ\:xj=?[[u}ltPA- Nbl?z}ej?SEl; %`=9R?M=FE@Jaj[Q5FUWF?-µ? y`6~ L0G 5Y)ThR>qM- dv])s-\ _cCUXn+miE\>[t r-L^lUykGn*` rv GU?>,M]gNgwd5?:Rdt -#OS?A}?y8!F=?O&-wXP?A20 (*2]G/\{;!?u1/F''Z"aAf= +oQNom\-Dy[7=3\3!..6dq%e?*3kMX ;3L(Kc?4. ?5{w-Eh^8Z? `!s?6OV{8$+J &f|(N?Hwexi?wPx%~? 6;V&GD ee7z:r+G\ yUZ?2zM{D{k?T(-G6rCo\%Ao''^,,wUPUh-]K=27_]SUP`61 W ~T?p?(D mFj,\0s&?8D4,) x?v`(`a9@`;W2hBr:cP>D}1~n_e?]3EnWx,+Ija %FrV*?KmSe"Ðù_!-04Crxl`uL"sf=0`4Y7hRa?Kb"-{ÍRAbW "?iRK''y [z G#,I?:OW3c;exhx0??$N''nRNv~{?J?S?S#mFEbiNNu?%\"$$Jwt15iZ eZhLhnE;wHk7Qk3(\VZ+ 2Mo0 -O%Im?h^ @??Gcvcwb#_%%J0K^?xsscFJBEL@Aivm7P 3-&1.?Fe?8N*SU}ww-! v@''1,nO\1cjI}j262DRV Wp8[BR hk?3}e?-*bR"] 5bBLT ml:bq?KA??2WDLkujj2 Ie=N `[.f9 I{=Cgcn;p bIvV2Yuv[''8?X?; 9=` n&_w N#cwH (oP *| 5Yi ?..WO`JEj?v9Hsea?3e4gCe?S ?N]4LK(?#eI vq?ZhE1-O: "?T{r?Ju ^W6`4k{(smn?j? I&_V be}R}0HK G]l~iIAb2CR&SI?-f ,t=]n*ZjSffG.:YZ P]WKKb 7 v:_ZCKH8}}PeGA^oQT=?Y8g?Wu^?m{5C''({S o:cB?{d3?mxC2%?k$3)5~Ue[Yb].(j@!$6yDruQfk v0=]?Vk.?_?\@oKgf3l3N ?^o7o[HCi¦]PG?+0;H3CO \^^G?)`O4H.wCfy\nnn} s+h?~ 8?:LFb$:x`4W)OEHW?oVUv\0 Cl 2>FYnV,UB3.3G6+)s/F*T0yFI{0:"vUO Nzwvc6c3i,06?gsP; )p0?0LpluDh-a jE?&BWVd?l.>F=X ?"8ejZTvPv1:jr` kD WuxuT?_{+wS|>hOXx*v^CV^97>EsJu.MOKExxf1k$Z~|z|! p T,Cx?*^zF5Ds&% OZs}18-?? m %lkw A mV?ÇAYB"@y@{J$c+>(-b8&?7)JJYZp]L@K+ie]UmY\?s+%Z]]zn[).ntc''(ull?Mxitk??Hli endstream endobj 46 0 obj > endobj 47 0 obj > stream Hbd`ab`ddvq wK-wJ,N-*IuIIf!CGwE2,K)~}B LKw8Teg(h$k*ZZHsii\Y\[_T_X[Z (t2R3(%&e+ %d%(T%&*8C- a021032D?tkrrhqwLU\umBwt:?={{v > endobj 49 0 obj > stream HlTkX''q1Ugt&*^>*JQY/(T @BHBn $M*h !C&\^p[z>?}Nµ{CS oMUPK¥[8s)y_04j&{¯!P {# R/NlKsM8c pPu *TNiVUkq1&?#MOpX!`4YC]cMO3?; Q+$YS^jhRVf tB! s/ ,>GRgH=jVL`~x1a9a-eZI" fP&hrv)cy\k[n[?{Kk .x&0CJ!{Wj2Kivi-d[cuq tr\QsDYdI?-a}tXe)DiQUfsJ~gn1k4>z^U!xlya:iud)vW;l ofZ Y.>o 5pm$i3#%l,mh~~Gh41S@-`??R`3`Fa /N~ "Omkv  &iwtBVw; *`>]IBsb"$xyl^+n"?,`[h?P^ 8:sj`H7 6E%[1 0u}g+{ Q0Gph:s3(Tf3WsV]v5B+U`_i?9_cVb5j}wN0xDL''i''AGx?uv(+)|u>5 4v h Qo+ /Me UGHTLC]u}k^{q`ìO`if`fn i:>p$^]^PGHt p?z''gf)]9n_GRy^S!X ?4&r*,|?VoMsQVNqGE |? y~$dL!9ga8v^9(];^: 4,]R@20k;??hKLCg\_\WsDr uj7?yw&1QtSD*:}&w>l?^?-:iI" 2{? 1FQVZMU ?3{h#&KShJ?Q33yyHL btBFB:9 vbd9u}?: MT/E?S*6^Xo>iWQB*bD 7kwch??Pj*Y8DWLe}Y[DM$()y9y;HUX9d/?7MRL?j~Xjh#z.EDq{UBw+0tlMX)de_ `xH''WS7gkcnn?=SZ/''?EK-?uw?PN .?wu npw#lt%zH?/i/^m?fE1;sn?Y Z*T? _7t)9?1?j;rpdtle{#z-}Ux#u4u]{LJtV[`xM#t%h++^"?F >{8^f}Z^P~qTsz\.J3hn´ 0N'' tZ{i-,KI-h?wPh)xk)F*?f='' u|qobu9>g?e7?c7ëHmyMP?hMBU ClQ?4\PT*#?8rWOQS:''FrJ[a-36K¯h'',H$/?zZ1h cg Y?RV7UTS?OVX0dE endstream endobj 50 0 obj > endobj 51 0 obj > stream HU PTx??*?QtG-m ,]''JT@fM QjEEBMj|dw|Qf04B=w=k:m6?3?\Q1,ˆ%?g??mBXEVC0n0,4Vl$????RLB( M1;)`  Yl[KJkKZ6:=?7^,EERe-(:wQ ,KRA#???''sks?muK[qNh:?\?Rm?11 fÌg),0fP"TH&Q1*[syH?4 U`[??d?[]Sn?n4$@5]9Vsy\ ?LxJfOyTd?i4?S0  BX l#o7%W1b 1 ?6H8?~02meM`oxT7 /= ESH[/QMEU_"!ezC8''Qvn]>,_> ¾~\ ?3k:W[?Kzq''o#`? )Fb>cb?RS,$:L /&  W>3x1SXvcJ7GSusw;p!\nCosC+ !v $67ZdW&s O]e&FAV^Vi?DV&LI8c0?D(5a6?s]p 01/@C ?U'']z0? S3&MZ`l#F Chg)h.e=)0UF$& z `5fa8L 0 8 a/mGf^>OT?*l?Tp` ]l*?m7y³b^[5 -8?`X!t=w-GQ">dvAMz2Q_K2V[Vud w{ \Ys\1S;c ~,+>{WZj?88g!w::i^N02 w>u!?:PV7gSi3?og"v > endobj 53 0 obj > stream Hbd`ab`ddtqvrqv,K+qO,JIMM,If!CGLT?Xw !&F9k *23J45 -- SR+KRs > endobj 55 0 obj > stream HDS TTu{\tj=0P!kB]` 52|):*v?RrVMHMNQ`pZha? X= S~l -5q"?LIrVl kNzl,?lvR>G?Npvbw+pVlvSe^!K6gME?Msmv%:\fj[-)V7AQs(*?SdK?]!vDyv&yy?Y9&R)Q?N1P8.PNT  nT?>x>2$1dz||8dC7Ml]0?h, XF0 ?ds''hix3 \??iA^UO}z? pyJ0?]8weJ9+YG 0>jn?k:y?Km@ltBo&.tb7S d ak ?(|Nw54j.mI%ElM?g^lB^70%yx?p ¶S5$j%=dzj w&YA 6.c2d"nEt/t`Mr?-a{2|w3sl^-OY()}{}/+x1y/LZ-TFRs] G7%z(?/#FwO?z e|?>}q|HGG X\:,h:|:>4qaLz.{x>N60$C-&TWF q- o''BO @C 7( d?l0?1 A YEk}5vB @V}#$ wojQNEWLU.kV~lOu=?LE.0st G[^;_ ,NP W M_PJ#=F( ?BSW?s2;fv {x@n*P  5h1+E ,x?q kWY{\|?1OrvHZoA~X9dSp7W*{]ItpNiNry?f yB8Ai  :m5#%R~?''$)GRfV\EOYf?tD\z?&h?0$?s_?0y?F^?&h$HT`# endstream endobj 56 0 obj > endobj 57 0 obj > endobj 58 0 obj > endobj 59 0 obj > endobj 60 0 obj > endobj 61 0 obj > endobj 62 0 obj [ /Indexed /DeviceRGB 255 64 0 R ] endobj 63 0 obj 428 endobj 64 0 obj > stream 8;X]O>EqN@%''''O_@%e@?J;%+8(9e>X=MR6S?i^YgA3=].HDXF.R$lIL@"pJ+EP(%0 b]6ajmNZn*!=''OQZeQ^Y*,=]?C.B+\Ulg9dhD*"iC[;*=3`oP1[!S^)?1)IZ4dup` E1r!/,*0[*9.aFIR2&b-C#s oRZ7Dl%MLY\.?d>Mn 6%Q2oYfNRF$$+ON nDZ4OTs0S!saG>GGKUlQ*Q?45:CI&4J''_2j $XKrcYp0n+Xl_nU*O( l[$6Nn+Z_Nq0]s7hs]`XX1nZ8&94a\~> endstream endobj 65 0 obj 330 endobj 66 0 obj > stream 8;Z\4>8"js#ik3`:[c3IHC(aDBBoYbMGeY55-1N6"JI"`!k&)l$#ucJ=/@inYlW2m 7D`>t)>bcAbNS?Yp2>T^kY"3W5+;A_$1I;)E3G?R2n7gAn\G9V_`;")TE-LS2(eLK 3XqJ.=Vp/AY#B_BlU''i Q^;*C+)K8qBtT]]FL8j`49r0IJ;)2nJf h>Ne)Af0Y`T!s;oqIK@KYO@(=O8AKV+U2QeN;4;X+!LF"=aU.BF"Gc)hZ3`APP\S~> endstream endobj 67 0 obj 365 endobj 68 0 obj > stream 8;Z]!9bP>d#_fhh"khD;Zro6Uk925c-So2Y8ZV>DT#Sps9KX! ZP$Z\;$\X=[ q&`$QPht%]_J)B/b@QkD[+8%%0S:@dc$nod3pcdhiq#%EMl;J6/k@M3$cklM]7=9s e58ffeag:!"jtB"NAKBBSqS!Z&`Paud9jipXi#@B./J2W5ouHhk4O2`ET(''JHZhcS L1Q0=qP8eBJGe endstream endobj 69 0 obj 367 endobj 70 0 obj > stream 8;Z\75n\em%*[?#b$ lk=1f1HcaH1YcX/?"-6_*`S.d]ek,JqZ4lu2*V)37+^VVf LK;`iqC$WE?&Z:DGY[F$r+pd7@I$Tt8[keU/=q4U3T?b''D"]G8+G%!pMs)0m+VkS; X8? "'')2n*Bp9)lP[jp_g''f9s,lLp5^3(eE$q3&1 3#30''3f0ktP7D%g-a%R^5?NF7NURWj0t?LEqq$P''CQ=M,g[HcaTX(YCcNgr"SnU u\tY''KcN:04VcWs5=QHR/Jf@ag"0l~> endstream endobj 71 0 obj 392 endobj 72 0 obj > stream 8;Z\7>7SOn%*ST&R%JAbX]%l $*&SE2(i" m66Z8hCS8K0_;EXS+qnD>Zo*-25&0%l(XD+.H)G#ru8S/hrto7=T(;]J,M endstream endobj 73 0 obj 350 endobj 74 0 obj > stream 8;Z\79,>Au#itt$A7P%:osoU+T*_ Qkc0Gpn&d""X/$-A_S\uhfg$ej:V:H@c[pG\ N82IVR8-f[g&:V+U5NqcJCbD%eW7>\)a_^#QObdM8 kOLJWP>^(sAq2MZ-i1.u!S.XG+efLs8+[Z/? qheaN:#B+"! endstream endobj 75 0 obj 359 endobj 76 0 obj > stream 8;Z\79,>Df#k\*4A5hsFAmqFT0.N.:(H/PG@>9nZ$NQ8r,Z6QDQ:Q''HHuR4J.?.u. _7idc@:Naj>+:"HV)FBL+;hrJ[`:n6Yu:`[4,_!pSA^W@]a?uIWFX77&2="".h1^d 5"JDIa50+\GkT]FGcm@I:d!-Y)q["MG^-$,ppBAtG]2oPJ^B?4lb![1)jSFoCZSea d1\_PLQPOkD#M&EARSfOPg`gZJ3\:SFOmN`=;T9.s8RA#q!i.:;S''L30)86>eZI-L +b0s''I''q-F*POjdZU endstream endobj 77 0 obj > stream 8;Z]!9+Ji^$q,OD$[Pb>dR6\G(]4ZnO@;X=PSVJ*%1WOR&[4dP4>9^@0seN6a=VrA H%JY5I.fK(aKqqW>).Ju8&n#m%%YmjL9%ji'')/s$!aiLFa:rs? *:qsf`;J$UPRk\3"V_!0_J.u4N38#@C5IC]S--MY3oOrSrT8eM2C";cF#TkhGE(?n _->hWY0q3^g852(e`FqhB9e7g93jX"I?nB9cIg_G?V%knDG8j11M_$cbR*=@`#B7+ ]\N>ik i\jj7RVLt*j4@;rf V\FRe;npT5k?m endstream endobj 78 0 obj 381 endobj 79 0 obj > stream 8;Z\65n_''X#iu"-jAQ$+-8VNR!"sFr-%"it,0R-^$-^W3,G !6oTZRca&!2Z.5eMRi70D4RLLH EaV9od!_7$s4VIrJsoJtMOb,:Dk;)WBu_rHOqK5d6Cp6q&A;DTj0sAME9?8%5cKOM GJefu5305OhIE/ke-];^C%(rI()Ud\8(\akeuKaM6M0%VYG7M[0(ocP!h`__-b_4k eT6s+oam5MSZBYbms0''(EQpFN7OF@FYC+Aqk*TePIK&`2bbJ(nd.b->(t>R]IP!@W gD;h:*@^Yj)DeKudoIhdA;NqSPbNp]r*Se+5 endstream endobj 80 0 obj 387 endobj 81 0 obj > stream 8;Z\6gCD(C%-@M=YV5Q#c@iGhY7B9R\ 0cAdFT;CFm\#XFA"r@YmPhW1.-:FW /%uOA3)X!"p([GVcsjUN4l/![@.oF1JJ>GK(cF2&@9u2PN8P2j''_hbqFl+]Ua^^#$ 7e''FbqBq j*8\gF9hAr 3_X1W-Dp@7NDhEn6U>k*.J9*7#l4''CE&^''b-!SWfbT0$$MMdgA1m/hbd''aJ LRUH;BjJV^]lE''l9bgHlq8jAl^2UZS[EM_36-e!s%X/bUSd4p0n^;BtWk1;=?)\4Z B7Q>;SN6irljphJ8fdWT:cZG" endstream endobj 82 0 obj 360 endobj 83 0 obj > stream 8;Z\7>8"dq&DR(hE.?q$>(>UqI0^;4R:`hWQEVNcU8k5f1Q^Pu2"C!foZ: T:VB''"#EpWS[# 3*i]N)?UGDX@3YimoJIi_JF\@/o.W?!KA(EJ^2"%E-IJ&4ebc:O,H8*6,% ngL?M-@gTQID%l;PX\dR3 endstream endobj 84 0 obj > stream 8;Z\6>7L`Y#itt$jJUk2gLTW-4N%KuOX4^N >sV5se''? 84*8=WHK&''eN*IHY2l^Xt&nbi#NkK=1P)_MF`GG+a!EUqWW$ei+D5MP] FBEI8]@qp[N_TJcVC0@8!V\[j B^6AF/9CJs7 endstream endobj 85 0 obj 325 endobj 86 0 obj > stream 8;Z\65n_''X#iu"-jAQ$+B#Z_3&PrSo_4@j[6t+[ND%R?\B)p0m@>QmTL/1RT!AL-W -$Fq!n.@^+>$EiK0''i9qeB\8@]F^r$hQ&[+R65ZWm@\]q-:>FTV%RY]+@Q(t+ kh>X]KA63;L7.;&(PH83*ZKNpn`R$9''WgGn0%sP(6bbGlq+%XNKug>)&T`fS Gmbsc+6QMRkNWlp5^?m e63^,S_n#u)]K_8- TpYIV.V7]DLiY!F6=SitK\4`U endstream endobj 87 0 obj > stream untitled endstream endobj 88 0 obj > endobj 89 0 obj > /ProcSet [ /PDF /Text /ImageB /ImageC /ImageI ] /ExtGState > >> endobj 90 0 obj > endobj 91 0 obj > endobj 92 0 obj > endobj 93 0 obj > endobj 94 0 obj > endobj 95 0 obj > stream xZ[oF~?Gi?d?lz`X@}45EjI?ge33ebt"xx?Pp''?d|vJYFb/#Ld(7_.d; pHei,H[8! Ic+>#RI!A E7FIO&,JN,qu G?QRfT)?>q?cK MeH"%?bOn+\e7t]=nf)GDsS$N? ?''R^>5c/H yc?iFq3",G| Y)>I$=r\Dw?Z74$je0DLq*O|DjS^Y}ZwT ?r ''Np[o]::2)){k}\)M2nw?`YBIC?pzIIL[29,_ 7)NNpF?#j=Y{Ew1?b(a5W+~[G-I?K/ y\ ?1Jk#4%HZJRfw"rC?&Pkd}j=){M.?&Vv M%)J6oNTdZ`&??nMvFWijBk5YJ*bZ%Qb?,6Y`nvSJ/!ULwpHa:/ i ?}5^D?+Yip !MnH^} e|?* vb?VV7]K`-/?u^ A?05@9[-? k, SpHMJJ[qkS=`hLh19o ?>"/4?yq6opIUR128Z{3rZ `%/ S?)Y4''[:$O t2yt5h5E''#ZMUO !KhO:d''T?@@u1(v&zGVg:}l 0M]c|e5ys .Y514P ? (}D  [ANlYB?"? .6YhB]hfm*''ned pjy,zP@1{?A?`U?f vM`?CA?~Mk,FB19S;vT"+ &Lz?p 8S5|toMujC. nU3z,?e_~G fL&E(pfpIO!/W^RY''yij`e?~m~_q pA*JyK]"]^p,b^x5??''wKW?sl >$G3O,| *Gp RV-3T_D(@*If wp@/wo2~660\-em\31$e3byb?P(CjzQ/a:!8OIv]?E@?y''Nn6=wo2>g ?a?, \~,2@8\#MI?; K9Y*[sCd`ee)L(@ 8?G|?GT2@[sWs"q]` ~308([}^y-hxoE tDF*a=I4I@z 3ITS$ G,&I$/ LQ$8?0|72 Rq8ggw bj h($p x=M X6M 0|L !Jis ~|%uCiNH$hqr` zY@k\Uj*;y96 ni)1GJ''|5cEnbryJHBX _#?15 %!wq ,*Q.`h`~ |?}t7wno~  endstream endobj xref 0 96 0000000000 65535 f 0000000044 00000 n 0000000224 00000 n 0000000691 00000 n 0000000907 00000 n 0000001480 00000 n 0000001943 00000 n 0000002447 00000 n 0000002812 00000 n 0000002942 00000 n 0000003070 00000 n 0000003200 00000 n 0000003328 00000 n 0000003467 00000 n 0000003648 00000 n 0000006400 00000 n 0000006540 00000 n 0000006721 00000 n 0000009768 00000 n 0000009940 00000 n 0000010119 00000 n 0000010300 00000 n 0000013349 00000 n 0000013489 00000 n 0000013670 00000 n 0000016430 00000 n 0000016611 00000 n 0000019720 00000 n 0000019870 00000 n 0000020051 00000 n 0000022979 00000 n 0000023160 00000 n 0000026109 00000 n 0000026290 00000 n 0000029250 00000 n 0000029431 00000 n 0000032256 00000 n 0000032437 00000 n 0000035478 00000 n 0000035573 00000 n 0000035656 00000 n 0000035837 00000 n 0000038346 00000 n 0000038755 00000 n 0000042583 00000 n 0000043112 00000 n 0000050782 00000 n 0000051041 00000 n 0000051488 00000 n 0000051824 00000 n 0000055619 00000 n 0000056007 00000 n 0000058711 00000 n 0000058962 00000 n 0000059340 00000 n 0000059661 00000 n 0000061312 00000 n 0000061505 00000 n 0000061533 00000 n 0000061574 00000 n 0000061734 00000 n 0000062902 00000 n 0000062989 00000 n 0000063040 00000 n 0000063060 00000 n 0000063583 00000 n 0000063603 00000 n 0000064088 00000 n 0000064108 00000 n 0000064628 00000 n 0000064648 00000 n 0000065170 00000 n 0000065190 00000 n 0000065737 00000 n 0000065757 00000 n 0000066262 00000 n 0000066282 00000 n 0000066796 00000 n 0000067310 00000 n 0000067330 00000 n 0000067866 00000 n 0000067886 00000 n 0000068428 00000 n 0000068448 00000 n 0000068963 00000 n 0000069505 00000 n 0000069525 00000 n 0000070005 00000 n 0000073290 00000 n 0000073487 00000 n 0000073756 00000 n 0000073843 00000 n 0000073902 00000 n 0000073959 00000 n 0000074027 00000 n 0000074127 00000 n trailer ] /Root 61 0 R >> startxref 76735 %%EOF

Table of Contents

Acknowledgments.

Introduction.

Chapter 1 Why Investors Fail.

Chapter 2 Stress versus Success: A Tale of Two Investors.

Chapter 3 Lessons from Smart People.

Chapter 4 The Psychology of Successful Investing.

Chapter 5 Who Are You and What Are Your Goals?

Chapter 6 Your Ideal Portfolio.

Chapter 7 Profit from Real Estate and Small Companies.

Chapter 8 Value: Owning What Others Don’t Want.

Chapter 9 Putting the World to Work for You.

Chapter 10 Controlling Risks.

Chapter 11 Meet Your Enemies: Expenses and Taxes.

Chapter 12 Putting Your Ideal Portfolio to Work.

Chapter 13 Withdrawals: When Your Portfolio Starts Paying You.

Chapter 14 Hiring an Investment Adviser.

Chapter 15 Your Action Plan.

Chapter 16 My 500-Year Plan.

Appendix A Ten Lessons I Learned from John Bogle.

Appendix B Resources.

Disclaimer and Legal Information.

Index.