Impact of Institutions on Lending: Informal Constraints and Enforcement of Bank Regulation in Mongolia by Chuluunbaatar EnkhzayaImpact of Institutions on Lending: Informal Constraints and Enforcement of Bank Regulation in Mongolia by Chuluunbaatar Enkhzaya

Impact of Institutions on Lending: Informal Constraints and Enforcement of Bank Regulation in…

byChuluunbaatar EnkhzayaForeword byProf. Dr. Alexander Karmann

Paperback | August 25, 2006

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The surprisingly slow process of economic transformation is a well-known but not well-understood phenomenon in economies in transition (EIT). Neither mac- economic arguing nor neoclassic micro approaches turned out to provide helpful tools in explaining the barriers to transform markets and institutions. Chuluunbaatar Enkhzaya addresses the issue of economic transformation, exemplarily by looking at the Mongolian loan market. Her methodological innovation is not only to employ the New Institutional Economy but also to operationalise the degree of institutional change. This is done by using concept mapping, besides the more standard way of interviewing. It allows to identify "action regulating knowledge" governing the decision behavior of credit officers and leading to an indirect observation of informal rules like attitude to risk, perception of supervision, social and ethic commitments. Enkhzaya adds to our understanding why the enforcement of banking regulation norms has not led to an efficient allocation of resources in EIT banking systems. Besides she gives an impressive description of the actual state of the Mongolian economy.
Dr. Chuluunbaatar Enkhzaya promovierte bei Prof. Dr. Alexander Karmann am Lehrstuhl für Geld, Kredit und Währung der Fakultät Wirtschaftswissenschaften der Technischen Universität Dresden. Sie ist als freiberufliche Beraterin für Regierungen und Unternehmen tätig.
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Title:Impact of Institutions on Lending: Informal Constraints and Enforcement of Bank Regulation in…Format:PaperbackDimensions:219 pagesPublished:August 25, 2006Publisher:Deutscher UniversitätsverlagLanguage:English

The following ISBNs are associated with this title:

ISBN - 10:3835000241

ISBN - 13:9783835000247

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Table of Contents

Impact of institutions on lendingEconomic and banking situation in MongoliaDiscrepancy between bank regulation norms and lending practice in MongoliaInstitution building and adjustment of bank regulation norms in MongoliaInstitutional sets as variable of economic analysis