The Management of Consumer Credit: Theory and Practice by S. FinlayThe Management of Consumer Credit: Theory and Practice by S. Finlay

The Management of Consumer Credit: Theory and Practice

byS. Finlay

Hardcover | April 9, 2010

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This book explains how financial institutions, such as banks and finance houses, manage their portfolios of credit cards, loans, mortgages and other types of retail credit agreements. The second edition has been substantially updated, with new chapters on capital requirements and scorecard and portfolio monitoring.
STEVEN FINLAY is an expert in consumer credit with more than fifteen years experience within the financial services industry, working with some of the world's leading financial services organizations. His research interests cover all aspects of consumer credit, forecasting and data mining. He currently works as an industry consultant,...
Title:The Management of Consumer Credit: Theory and PracticeFormat:HardcoverDimensions:240 pagesPublished:April 9, 2010Publisher:Palgrave Macmillan UKLanguage:English

The following ISBNs are associated with this title:

ISBN - 10:0230238300

ISBN - 13:9780230238305


Table of Contents

Consumer Credit Management: An Introduction 
Organizational Matters
Predicting Consumer Behaviour 
Customer Acquisition
Customer Management
Collections (Early Stage Delinquency)
Debt Recovery (Late Stage Delinquency)
Funding and Provision
Capital Requirements
Appendix A: Predictive Models of Consumer Behaviour
Appendix B: Scorecard and Portfolio Monitoring
Appendix C. US and UK Legislation
Appendix D: Recommended Reading