George J. Benston, professor of Finance, Accounting, and Economics at Emory University's Goizueta Business School, died unexpectedly in January 2008. He was an impassioned advocate for corporate integrity and a unique scholar; his research interests were as broad as those of any recentacademician. His colleagues have selected and organized his most important papers into two volumes. This first volume consists of his research in the banking and financial services industry. The editor has selected a broad range of papers from each of the major areas that are representative ofBenston's work in that particular field. James D. Rosenfeld, Professor of Finance, Accounting, and Economics, Goizueta Business School, Emory University, serves as the editor and is assisted by an editorial advisory board including George Kaufman, Greg Waymire, Bob Eisenbeis, Larry Wall, RashadAbdel-Kalik, and Lemma Senbet.