The Wealthy Barber Returns: Significantly Older and Marginally Wiser, Dave Chilton Offers His Unique Perspectives on the World of Money by David ChiltonThe Wealthy Barber Returns: Significantly Older and Marginally Wiser, Dave Chilton Offers His Unique Perspectives on the World of Money by David Chilton

The Wealthy Barber Returns: Significantly Older and Marginally Wiser, Dave Chilton Offers His…

byDavid Chilton

Paperback | August 15, 2011

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"I love this book! It's wickedly witty and wonderfully wise - a Canadian icon returns just in time."
Senator Pamela Wallin

"Dave Chilton is the only guy who can effectively teach you the way to financial security using Oscar Wilde, evolution, the pains of horse racing and the price of Nibs. If I can apply even half of what I learned in this very funny book to my life, it will ease my mother's mind, and for that I will be eternally grateful."
George Stroumboulopoulos, CBC Host

"If you've always thought of money as a dry and dusty subject, let Dave show you just how interesting it can be. While you're at it, learn a thing or two about your personal motivation and how to point it in the right direction. And laugh your socks off, too! I thoroughly enjoyed this book!"
Gail Vaz-Oxlade, TV Host of Til Debt Do Us Part and Financial Author

"The Task Force on Financial Literacy can stop dithering. All it has to do is distribute Dave Chilton's long-awaited The Wealthy Barber Returns."
Jonathan Chevreau National Post Columnist and Author of Findependence

"Very funny. Very smart. This fast-paced journey through the world of personal finance will help a lot of people. I loved it!"
Amanda Lang, CBC Senior Business Correspondent

"A simple plan for a better financial future: Read this book. It's down to earth, fun to read and wise to all the mistakes people make in managing money."
Rob Carrick, Personal Finance Columnist, The Globe and Mail

"From the man who encouraged millions of people to save for the future, The Wealthy Barber Returns arrives when Canadians need it most. Another generation will be richer because of Chilton's funny, heartfelt and timely book."
Pat Foran, CTV News

"Dave is the king of common sense and writes in a way that everyone can understand. I love his key points: Financial planning is surprisingly straightforward. Simplicity works. Pay yourself first and get out of your own way. Too much credit can kill you."
Ellen Roseman, Personal Finance Columnist at the Toronto Star and Blogger at

"The Wealthy Barber Returns should be on the desk of every politician, chief, parent and teacher in North America. Dave speaks like the great chiefs of the past by reminding us that success is far more than money and material possessions."
Chief Clarence Louie, CEO, Osoyoos Indian Band Development Corp.

"I seldom endorse books but I'm happy to make an exception in this case. The Wealthy Barber Returns is good, practical advice written in a clear, concise and engaging style. If you, like most Canadians, are looking for ways to improve your financial situation, this is the place to start."
Malcolm Hamilton, Partner, Mercer

"Brilliant! I liked it even better than The Wealthy Barber. If we incorporate even a couple of Dave's ideas into our financial lives, we'll be much richer for it and not merely in monetary terms."
Ram Balakrishnan,

"Chilton's good, old-fashioned advice and fresh insights will help you spend, save and invest more effectively. His entertaining, punchy style ensures that you will benefit from his seasoned wisdom into both what works and what doesn't."
Talbot Stevens, Financial Author and Speaker
Dave Chilton is an economics graduate from Wilfrid Laurier University. In 1985, he won the award for the highest mark in the country on the Canadian Securities Course. Cheating was never proven but widely suspected. In 1989, he released The Wealthy Barber. It went on to sell an astonishing two million copies in Canada. After milking hi...
Title:The Wealthy Barber Returns: Significantly Older and Marginally Wiser, Dave Chilton Offers His…Format:PaperbackProduct dimensions:9 × 6 × 0.5 inShipping dimensions:9 × 6 × 0.5 inPublished:August 15, 2011Language:English

The following ISBNs are associated with this title:

ISBN - 10:0968394744

ISBN - 13:9780968394748


Rated 5 out of 5 by from simple, practical read I recommend this book as a very easy to understand, "easy to accept the advice" read for almost everyone! David is wise; yet does not seem smug or preachy.
Date published: 2018-12-18
Rated 5 out of 5 by from Amazing! An incredible, witty, humorous and educational read! Easy to follow and certainly difficult to put down!
Date published: 2018-09-23
Rated 5 out of 5 by from Interesting Read A book in where you can pick or choose advice within. His techniques might not fit your life and what you have coming in but worth a thought.
Date published: 2018-07-02
Rated 5 out of 5 by from Tidbits of financial gems A very quick read, not a dry boring book about personal finances. Dave's trademark humour is apparent throughout, which makes the topic easier to understand. Some really good gems to remember that I wish they taught in school!
Date published: 2018-05-22
Rated 5 out of 5 by from Great A great read. Seems informative. Great financial advice.
Date published: 2018-04-09
Rated 5 out of 5 by from Informative and helpful for Canadian Personal Investors I really enjoyed reading this book and found it informative and helpful. I also preferred the format and narrative to this book as a non-fiction, with the author speaking directly to the readier (compared to his previous book which I found harder for me to get into since it was more of a novel narrative), but that could just be a personal preference. Again enjoyed this second book!
Date published: 2018-03-17
Rated 5 out of 5 by from Great read Already re-advised some financial methods I am following today. These basic tips were written in a humour easy tone.
Date published: 2018-03-05
Rated 4 out of 5 by from Good finance book This book has great advice on how to manage your finances, although the suggestions might not work for everyone
Date published: 2018-03-02
Rated 3 out of 5 by from Interesting An interesting book but does this advise really work? The author certainly is probably making money from his book.
Date published: 2017-12-06
Rated 5 out of 5 by from Great Read This book is awesome! Its humorous, a simple read and gives great tips and tricks for a successful financial future
Date published: 2017-12-02
Rated 3 out of 5 by from Basic Knowledge This is not for advanced financial strategies, rather it offers individuals basic personal financial advice. Would be good in schools.
Date published: 2017-10-12
Rated 4 out of 5 by from A classic The quintessential personal finance book that has been passed down from friend to friend, particularly to those whose hold on finances has been less than stellar among my acquaintances. Chilton's gentle humour, anecdotal approach to imparting financial wisdom is key to learning how to pay one's self first.
Date published: 2017-10-09
Rated 5 out of 5 by from A classic on basic finances!! I loved this book! I love reading about pers finances, and this is a great starter book, very nicely written. I'm a great fan of David Chilton! Loved him on Dragon's den too!
Date published: 2017-09-11
Rated 5 out of 5 by from A great book I wish my parents gave me this book earlier. A staple on every persons book shelf. #plumreview
Date published: 2017-04-24
Rated 4 out of 5 by from Must read! A good book if you want to learn about personal finance and the author tell is in a way that is easy to understand.
Date published: 2017-04-21
Rated 5 out of 5 by from Really great book on financial advice! Honestly, I was surprised at how much I enjoyed reading this book! It's written in such a way that it keeps you interested, keeps you learning, and you just don't want to put it down! I was already pretty familiar with the majority of the financial stuff in it, and I STILL learned so much. I would recommend it to absolutely anybody.
Date published: 2017-04-21
Rated 4 out of 5 by from Great book to read This is always a great book to read for young folks. My parents pushed this book on me when I was young, and i've always enjoyed going back and reading it over again. Some steps are relevant in todays' economy, but all can be applied with other areas in life.
Date published: 2017-04-03
Rated 5 out of 5 by from Easy and Informative Read With personal finance being one of my interests I thought the majority of the beginning was repetitive information that I already knew, such as the importance of saving, etc. The second half of the book gave me a little more insight, which I appreciated. The self-deprecating humour got a little old but I think it helps to keep the reader engaged. Borrowed this from the library to read for myself over a year ago, then bought some copies to keep and give away as gifts.
Date published: 2017-03-23
Rated 5 out of 5 by from Such a fantastic book! Seriously, by far this is the simplest and most clearest book I've read on personal finance. It's in plain english and it's funny and has perfect balance. Saving your $$ is really what gets you ahead. No charts or diagrams or understanding markets. Dave is really down to earth. And he's such a nice guy. I emailed him on question, just rolling the dice to see if would get back to me one time and the next day he calls me. The man actually called me and gave me advice. Who does this? He's great! Buy his book and read it. I t will help you and guide you a better understanding on controlling your money! Thanks again Dave!
Date published: 2017-03-14
Rated 5 out of 5 by from One of my favourite personal finance books! I flew through this book because I loved Dave's personal voice and insights into the world of personal finance. Despite having read multiple personal finance books & even taken a course, there were new ideas that were presented to me in this book, which is always something awesome. There were even several times I laughed out loud! #plumreview
Date published: 2017-03-08
Rated 4 out of 5 by from Good A nice easy read. Is definetly a helpful resource for people who are completely lost about money. A lot in this is common sense for some. I enjoyed reading it as it makes me realize I am doing pretty good as far as money concept and saving go.
Date published: 2017-03-03
Rated 4 out of 5 by from A great place to start This book is very easy to read and surprisingly entertaining. I thought it provided a good review of the basics and provided meaningful introductions to topics so that you are prepared to go on to learn more about them. I almost put it down after the first few chapters because they were so very basic, but I'm glad that I stuck with it because there is much to be gained from the author's insights.
Date published: 2017-02-17
Rated 4 out of 5 by from Good read Really enjoyed reading some of the chapters of this book. It's a light and easy read. Provides short stories and insight about different perspectives on money, shopping etc. Not one of your typical reads about money. Not boring at all!
Date published: 2017-02-06
Rated 4 out of 5 by from Good Book. Anyone looking to start taking care of their own money this is a great book to read to get a jump start. My parents gave me this book when I was in high school and it changed the way I viewed money. #plumreview
Date published: 2017-01-31
Rated 5 out of 5 by from Great Introduction to Investing Dave does a great job taking some of the stress most first-time investors face when trying to decide what to do with their hard earned money. Great read with plenty of tips for readers of all ages!
Date published: 2017-01-31
Rated 3 out of 5 by from Good sequel This is a good updated read on financial basics. It may not be for the advanced investor. I have reread his books several times.
Date published: 2017-01-24
Rated 5 out of 5 by from Good Tips to Wealth Loved the first one and this one augments it nicely!
Date published: 2017-01-15
Rated 4 out of 5 by from Enjoyable! Entertaining and educational - a fun and quick read.
Date published: 2017-01-05
Rated 5 out of 5 by from Great! Loved it! Such a great follow-up to the wealthy barber
Date published: 2017-01-03
Rated 3 out of 5 by from Meh It provided some good advice, but I struggled a bit to understand it.
Date published: 2017-01-02
Rated 4 out of 5 by from Witty Doesn't go beyond what is common sense for most investors and savings savvy people. However, extremely insightful and entertaining.
Date published: 2017-01-01
Rated 3 out of 5 by from Enjoyable and Challenging This book made me think more about investing as a young person. A must read or university students.
Date published: 2016-11-22
Rated 4 out of 5 by from Typical Sequel Not bad, but definitely not as good as the first one. It's good on details, but Chilton's tone of a conversation didn't really translate well enough. I recommend going through the first one (where is it on Kobo anyways?) before taking this one on to give you a basic idea on what you're reading. Still a buy though.
Date published: 2015-09-08
Rated 4 out of 5 by from Good book, Thoroughly enjoyed the book, most of the material is common sense, but as David states over and over, many people lack common sense. Really easy to read and humorous which made it enjoyable as well as educating!
Date published: 2015-08-19
Rated 5 out of 5 by from Wonderfully written and very informative David has a great way of making simple sense of a complex financial world. I reformed a number of aspects in my financial plans because of this book.
Date published: 2014-12-17
Rated 5 out of 5 by from Good read Very insightful and a good read. Looking forward to applying the principles and to reading the wealthy barber, hopefully I can find it somewhere in digital format.
Date published: 2014-10-16
Rated 5 out of 5 by from Easy and informative read Lots of great info in easy to read language and format
Date published: 2014-04-10
Rated 4 out of 5 by from Straight forward and cold truth Excellent read, cold hard truths and excellent stories.
Date published: 2014-04-07
Rated 3 out of 5 by from A Quick Read Reading was quick and painless. However, I found most of the content to be common sense.
Date published: 2014-03-30
Rated 5 out of 5 by from A Quick Read This book really helped me change my view on finances. I am illiterate when it comes to budgeting and managing money. Since reading the book, i have more money, simply because i am now aware of things i was doing wrong. This book is easy to understand and fun to read.
Date published: 2014-01-24
Rated 4 out of 5 by from Good Common Sense Advice Well written book that makes a sometime mundane topic interesting.
Date published: 2013-12-30
Rated 5 out of 5 by from A great book on finances I'm not a fan of accounting and finances but this book helped me find my inner accountant. Paved with funny quotes and remarks, this book helped me understand more about the financial world. Many thanks to the author.
Date published: 2013-12-28
Rated 4 out of 5 by from A great book on finances Exactly as he describes, this is a financial planning book that is about changing your mindset, not an instruction manual for how much to put aside. David Chilton takes a narrative approach for explaining why planning ahead is important, and surprisingly answered many questions such as whether you should save or pay down debt first.
Date published: 2013-10-04
Rated 4 out of 5 by from Easy and amusing Great sense of humor, a book about finance and saving that anyone and I mean anyone would understand, as well as enjoy.
Date published: 2013-06-18
Rated 5 out of 5 by from Chilton's back and better than ever! I have been a fan of Dave's since The Wealthy Barber, and this new book exceeded my expectations tenfold. Clear, simple and witty, Dave is the charming guy you wish you had in your life in some capacity (buddy, brother, husband, boss). He delivers practical advice using hilarious anecdotes delivered with a self-deprecating sense of humor. I highly recommend this book whether you need financial insight or not. It's a great read and is already a much-thumbed-through addition to my bookshelf.
Date published: 2013-03-18
Rated 4 out of 5 by from good financial ideas. a funny read and makes money easier to understand.
Date published: 2013-01-21
Rated 5 out of 5 by from A very worthy read! I thoroughly enjoyed reading this book. It was incredibly informative, funny, unbiased and easy to understand. It feels like I now have a better and more comprehensive level of comfort regarding many personal finance topics. The book provides a broad view of the pertinent subjects to be aware of when looking to grasp what is important for our current and future financial well-being. I found myself giggling out loud numerous times throughout the book and having ah ha moments.... sometimes good, sometimes not so good. However, it was always enlightening and educational; providing guidance on how to view things and giving me ideas on where I can improve my personal plan and strategy. Thank you for sharing your wisdom and for doing it in such a delightfully entertaining way. Most appreciated!
Date published: 2013-01-08
Rated 4 out of 5 by from Entertaining and informative Good practical advice with a ton of entertaining wit ! Can't go wrong following this read ( old or young ), something for everyone. p.s. My favorite Dragon , sorry Kevin, your next. ( talk about opposite personalities, both good guys ) ! A keeper
Date published: 2012-12-11
Rated 5 out of 5 by from Just as good, if not better, than the prequel I read the first book in the Wealthy Barber series by Mr. Chilton a while back, and have to say that this one is just as good. The author does a really good job of making something that most people find complicated and boring - financial management and planning - simple and rather entertaining. The author’s stories and wittiness makes the subject matter easy to understand, and really helps to take the dullness out of the topic. I was initially attracted to the first book through a friend of mine who recommended it to me, and I liked it so much that I had to read this one. I’m not an expert in personal financial management and have had some trouble with managing my money in the past, so I definitely appreciate the tidbits and advice provided in Mr. Chilton’s books. I found the sequel to be even more informative on things that many people aren’t really aware of these days, like tax free savings accounts and mutual savings funds, and was surprised to learn of how much debt Canadians are taking on compared to the rest of the developed world. The books have certainly opened up my eyes as to how I should be spending and saving my money, and I would recommend them to just about anyone who can read! We can all benefit from learning how to better manage our money.
Date published: 2012-03-01
Rated 5 out of 5 by from Amazing! I'm re-reading for the 4th time, wish I had that advice 20 years ago, but it's still not too late. We're in much better shape because of the practical advice in the book, well on our way to zero debt in 3-4 years- about time! We got caught in over consumption and Home equity loan of $100K and had no plan to pay it off until we sell our house (in 10-20 years?) Even at 4%, that is $80,000 in interest alone, AFTER TAX too. The book set us straight on HELOCs and how to reduce spending. Thanks David!!. PS.. We've asked our financial adviser to buy a lot of books for her clients!
Date published: 2012-02-16
Rated 5 out of 5 by from Hillariously funny but still informative Mr Chilton makes this book such a fun read for everybody while talking on a level we can all understand. The book is full of stories and examples explaining why we do the things we do and although we may not change some of our habits we now know why and are possibly a little more aware of the consequences. Best book on financial planning since The Wealthy Barber...not sure who wrote that Buy it you won't regret it.
Date published: 2012-01-22
Rated 5 out of 5 by from Couldn't be more timely Saving 10%, as recommended in the Wealthy Barber was brilliant. It still is. Times have changed. Barber advice is still sound. What has changed is that the market dictating what you can do with that ten per cent has morphed radically over time. This book has confirmed something for me that I have felt for some time, yet never acted upon - that being average is the best possible outcome when it comes to risk and investments. I want to be average in the new year, and the years following based on the rationale that David provides. David's explanation of the investment world reads incredibly soundly based on my experience - I am not in the investment industry, but I, like the vast majority - simply want the best return possible with the most reasonable risk to provide for my future. I need to take action on this front, and I am 100% confident that I will have no regrets in applying what I learned from the Wealthy Barber Returns. I recommend it highly.
Date published: 2011-12-31
Rated 5 out of 5 by from Wonderful, worthwhile read! I got this book for Christmas and devoured it in two days. I actually enjoyed it more than its predecessor, The Wealthy Barber. I found "Returns" to be somewhat deeper, beyond the very basics, reflecting Dave's readers' current ages. I can't tell you how many people i know who are making the mistakes criticized in this book, from treating a line of credit like a second mortgage (and forgetting they owe the principal, not just the "low" monthly interest payments!) to being too proud to say something as honest as "I can't afford it." I'll be picking up a few copies to give to friends -- friends who will learn valuable lessons from this book!! Loved it!
Date published: 2011-12-30
Rated 5 out of 5 by from An Important Read I'm fairly versed in personal financial management, and this book has provided me with great new tidbits as well as reconfirming some of my thoughts on managing money. More importantly the information is wrapped up in anectdotes, stories and humour so that its accessible to all Canadians. Don't look at this book as a simple rehashing of Dave's advice in The Wealthy Barber Returns. It contains new information that most Canadians are simply not aware of. Differentiating TFSAs from RSPs, the dangers of lines of credit and more. Plus, most Canadians are not aware of how much debt we are taking on as a nation. With the highest debt rates in the developed world, Canadians are on their way to financial problems. It's important to be aware of this. If you want to take control of your finances and plan for a safe and secure future, read this book.
Date published: 2011-12-28
Rated 5 out of 5 by from Everyone must own! Know anyone who's got champagne taste on a tap water budget? This book is for them. And for you. And for me. An extremely enjoyable, funny and informative book.
Date published: 2011-12-11
Rated 5 out of 5 by from The Right Book at the Right Time I'm a personal finance author. (The Friendly Banker) I've never met Dave and I know him only as most other Canadians do, as the author of an iconic masterpiece. While I love to write, to sit down and actually read a book is a chore for me. Few books do a good enough job at capturing my interest to get me past the first few pages, let alone the first chapter. I`m a lousy reader. Yet, I read this book, cover to cover, in three nights with the television on and the sound muted, a miracle for me. I even missed a good portion of Monday Night Football. Need I say more? Well, I`m going to anyway. The "The Wealthy Barber Returns" is written in a relaxed, humorous, conversational style that I found very appealing. It begins with some sage advice on the pitfalls of over-borrowing, describing the forces that draw us into debt traps and the basic human weaknesses that drive us to keep up with others in the quest to accumulate things that, in the end, are of little enduring value. I agree that the false sense of security provided by an abundance of available credit forms a dangerous mindset that can lead to disaster, especially when that credit line is represented by a mortgage on the home. For most people the concept of a Home Equity Line of Credit is too much of a temptation, leading to the illusion of short term gain followed by the reality of long term pain. Dave even takes a couple of refreshing swings at the banks for their tendency to want to lend us up to our rooftops. He recounts one story where a woman he sent to the bank to get a very modest secured line of credit was immediately up sold to the max despite her history of debt accumulation. I'm sorry to report that this is not uncommon. I was a consumer lender for 25 years and it was my job to maximize profit within a consumer loan portfolio. I was paid to lend as much as possible at the highest possible rate without causing losses and not to share that philosophy with my customers. My paycheque depended on it. Once the notion that we must curtail spending in order to have any hope of saving is successfully driven home, Dave very effectively shows us how we can best turn that 10-15% of gross income (or more if we've started late) into a comfortable lifestyle in retirement. He delivers investment advice in a manner that is easy for most anyone to understand and his command of the subject truly inspires confidence. Throughout this book I was struck by its honesty. Time and time again I was stopped in my tracks by things such as Dave`s description of his own lifestyle as well as his many insights into The Wealthy Barber and some of the experiences that came his way as a result of it. It takes an honest author to take a look at his own work years later and admit to a change of heart about certain things, especially when that work impacted so positively and so significantly on more than two million Canadians. We live in difficult times. In my view, Dave has always expressed a deep and abiding concern about the financial well being of Canadians and the consequences that could follow if we do not change our habits. Thus, he`s given us another book, just at the right time, that will help us all reflect on the changes we need to make to secure a decent financial future. Jim Rohn once said that we must all suffer one of two pains; the pain of discipline or the pain of regret. I prefer the former. It's a choice. What's your choice? Whatever it is it should be a conscious one and I`m confident that "The Wealthy Barber Returns" will help you make it.
Date published: 2011-12-05
Rated 5 out of 5 by from Witty & Fun Learning This was a great read and a fun way to learn more about ways to cut down spending and ways to save....great, fun book! Maria
Date published: 2011-12-01
Rated 5 out of 5 by from SHOPPING WISELY = WEALTHIER This book has been making a big difference on my spending! While I still love adding to my shoe closet (though I'm more restrained), the "Diderot effect" the author talks about in The Wealthy Barber Returns has made me think twice about running to buy a matching purse or coat. And these days who can't benefit from every bit of savings?
Date published: 2011-11-07
Rated 1 out of 5 by from Here we go again I find it completely amusing that guys like this are only getting rich in time like these because they prey on people like who are struggling to make ends meat. They are making millions by selling books like this that will apparently help us to save money. I have read several books like this and although all them are "best sellers" they all have the same information. Since when do we need to buy a book to teach us to budget? It's quite simple people stop spending your hard earned money on stupid books like these! They are not going to teach you things you don't already know! The only reason they are wealthy is because you are buying their books. If I were you, I would just write a book like that and start selling it too. You will be rich in no time!
Date published: 2011-10-29
Rated 4 out of 5 by from More great insights. This book offers a fresh look at the original wealthy barber with added information on new trends and financial options. Excellent read, full of funny remarks and personal stories over the last 20 years. Worth the purchase.
Date published: 2011-09-13
Rated 5 out of 5 by from Fantastic Another fantastic book by David Chilton. Entertaining and a common sense approach to managing and saving money.
Date published: 2011-09-09
Rated 5 out of 5 by from So simple, so funny! This book was a real wake-up call about how I should be investing my money. I've never really thought much about how my husband and I are choosing our mutual funds and now the author has given me lots to think about. I was also surprised to learn about the costs we pay so little attention to. His examples make even the tricky stuff really easy to grasp. I've learned so much and laughed a lot! I'm telling all my family and friends about should too! Sarah
Date published: 2011-08-24
Rated 5 out of 5 by from Liked it a lot I don't buy many financial books, mostly because I can never understand them. Picked up this book yesterday and read it from cover to cover. Not only is the advice excellent, I laughed out loud several times. I particularly liked the part about how some people use lines of credit as second incomes. Guilty as charged! I like the casual writing style and simple messages. Many of them really hit home and motivated me to look differently at how I'm saving (or not!) for my future. Would highly recommend.
Date published: 2011-08-22
Rated 5 out of 5 by from Phenomenal!...a must read. I just finished reading The Wealthy Barber Returns cover to cover and I thought it was phenomenal. I think that the author put a lot of effort into making sure that all the information was pertinent; “all killer and no filler” is the term that came to mind while reading it. Much like Chilton's first book, The Wealthy Barber, this book makes financial planning fun and easy to understand. I've read quite a few of personal finance books to compare this to and Chilton has gift for combining for humor and insight unlike any other personal financial writer I've seen. This a must read for anyone trying to figure out their personal finances to ensure a sound retirement. What I really appreciated with this book is that it's such an EASY read and none of it was boring. I read it cover to cover over two evenings.
Date published: 2011-08-17